Good Shepherd Microfinance & NAB - Good community loans

Stop small problems getting big with a
Good Shepherd Microfinance loan.

A small problem can turn into a big one very, very quickly. But it needn't. With a small, no interest, or low interest loan from Good Shepherd Microfinance, you can stop a small problem in its tracks, before it gets any bigger.

Together with NAB we want to break the cycle of financial exclusion by providing access to safe, fair, and affordable loans. So whether you need a new fridge or help fixing the car, a microfinance loan can stop a small problem getting big.

Do I qualify for a loan?

Answer a few questions to see if you're eligible for a no or low interest loan.

Do you have a Health Care or Pensioner Concession Card?

*Individuals receiving Family Tax Benefit Part A may also be eligible. Please visit for more information.

Health Care Card & Pensioner Concession Card

What is your immediate need for a good loan?

  • Fridge/Freezer
  • Washing Machine
    Washing Machine
  • Furniture
  • 2nd Hand Car
    2nd Hand Car
  • Car Repairs
    Car Repairs
  • Medical Expenses
    Medical Expenses
  • School Needs
    School Needs
  • Dryer
  • Computer
  • Dental
  • Other

You may be eligible for a microfinance loan through the StepUP loan program.

Find out more about StepUP and make an enquiry on our website.

NAB is the product issuer. ACL 230686


You may be eligible for a microfinance loan through the No Interest Loan Scheme (NILS).

Find out more about NILS and make an enquiry on our website.

Unfortunately it appears you do not meet the eligibility requirements for a microfinance loan.

To find out more about Good Shepherd Microfinance loans visit our website.

Perhaps these services can assist you.

Help with your finances
Financial counselling is a free service offered by community organisations, community legal centres and some government agencies.
Find a financial counsellor near you.

MoneySmart website
Visit the MoneySmart website developed by the Australian Securities and Investments Commission (ASIC) to help people make the most of their money.

Debt Self Help
Take some simple practical steps to get back on track using the Debt Self Help online assessment tool.

Speak to a financial counsellor
Call the financial counselling free hotline on 1800 007 007 between 9:30am to 4pm, Monday to Friday.

Start again

Our loans can't be used for:

Rent or bond, bills, cash or holidays
Client success stories

See how people have benefited from a
Good Shepherd Microfinance loan.

Small loans, big difference

When you don't have access to credit, insurance or traditional banking, you're not prepared for life's surprises. You're vulnerable to unfair lending practices such as payday lenders, more likely to struggle to get funds together for emergencies and it's sometimes harder to find a job. It's easier to fall deeper into a cycle of further debt and financial exclusion. Good Shepherd Microfinance and NAB want to change that.

We want more people who are financially excluded to know that there are fair and affordable options to get help.

We want more people to experience change like Robert, Tracey and Melanie have.

Robert’s Journey

After a break up and a string of bad luck, Robert was left with next to nothing. Fortunately, he found a safe and affordable loan that enabled him to find his feet again.

Tracey’s Journey

Tracey wanted to provide a better life for her and her sons by picking up a trade skill, but couldn't afford to begin. Things started looking up when she found out about the No Interest Loan Scheme.

Melanie’s Journey

Without access to a car or personal loans, Melanie struggled to make ends meet and to find a job. Her life completely changed when she heard of the no interest loans available.

Get involved

You can help stop a small problem getting big.

With 17% of our population experiencing financial exclusion, the issue has become more serious than ever before, and one that is affecting all of us. Learn more about our work at Good Shepherd Microfinance or make a donation towards supporting the economic and social wellbeing of individuals or families across Australia by visiting our website.

Donate now
How is NAB involved?

NAB has committed $130 million in capital to support lending to people on low incomes.

Since 2003, our partnership with Good Shepherd Microfinance has provided more than 100,000 no or low interest loans to low income earners. Together, we have set a goal to support one million people on low incomes with microfinance by 2018.

We believe everyone deserves a fair go. And it's important that we do our bit to help all Australians to have a healthy relationship with money. NAB and Good Shepherd Microfinance are working together to stop small problems getting big.

Learn more